Welcome to West Virginia Saves
All across the state, West Virginia Saves is helping West Virginians to build wealth through saving and the reduction of debt. West Virginia Saves provides tools and tips to help West Virginia Savers reach their personal financial goals.
Membership in West Virginia Saves is free and offers a lot of great benefits and incentives.
You do not have to be rich to build wealth. Why wait another minute? Don't wait any longer, join West Virginia Saves today!
Governor Earl Ray Tomblin Proclaims February 24th - March 1st West Virginia Saves Week
West Virginia Saves Week, February 24 - March 1, 2014, is an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own savings.
Each February, non-profits, employers, schools, financial institutions, govenment organizations, etc. come together and develop partnerships to encourage people to save automatically and to save at tax time. The partners also work to help their employees, clients, and constituents have savings account, to save and invest, and to improve their overall financial wellbeing.
For more information, please visit www.amerciasavesweek.org.
Saving on a Tight Budget
How can those who currently aren’t saving afford to save money? And how can those saving only a little save more? Here are our top ten tips for saving money when budgets are tight.
FDIC Money Smart -
A Financial Education Program
The Money Smart Computer-Based Instruction (CBI) is a friendly and easy to use learning tool that teaches the 10 modules of the Money Smart curriculum through a computer. The CBI can complement formal classes or enable people to study independently at their own pace. The CBI is for users age 13 and over.
Meet a Saver
For Johnnie Lovett, a Young Illinois Saver, saving has been a habit since he was a teenager. “As a teenager, I was responsible for buying certain things with my allowance,” the Illinois State University junior said. “I found out I wasn’t always able to buy the things I wanted.” His parents introduced him to the concepts of budgeting, saving, and money management. He has taken that advice to heart and is now regularly saving. Read his story.
About West Virginia Saves
West Virginia Saves is a coalition of financial institutions, faith-based organizations, employers, schools, non-profit organizations, and government entities working together to motivate individuals and families to build wealth by saving.
KISRA WVIDA Program
IDAs, or Individual Development Accounts, are special matched savings accounts designed to help families and individuals of modest means establish a pattern of regular saving and, ultimately, purchase a "productive asset." A "productive asset" is something of value that is likely to return substantial long-term benefits to its owner-- benefits like security, stability and opportunities for more income. WVIDA program participants may use their savings and match money toward the purchase of a home, small business capitalization or post-secondary education. - Learn more